You all know me as Jeff, but my legal name is Steven Jeffrey Baxter. And, as of January 1st, that’s how the Delaware Office of the State Banking Commissioner, the Maryland Department of Labor, Licensing and Regulation, and the Nationwide Mortgage Licensing System (NMLS) knows me. Although I haven’t answered to Steve or Steven since [...]
Archive for category Mortgage Advice
Do You Know Me?
Jan 24
So, what’s in it for you with these lower mortgage rates? If you have good credit (720 score or higher) and plenty of equity in your property or cash for a 20% down payment, you can use these crazy low rates to dramatically shorten your mortgage term, free up cash flow each month, or add [...]
“Mortgage financing” and the “fate of the housing market” reporting has created many doubts in the consumer’s mind on whether they can acquire a mortgage in today’s market. The media just can’t seem to get it right. Mortgages are available, borrower’s don’t have to have 730 credit scores, and they do not always have to [...]
Each month we distribute three (3) newsletters for people interested in the real estate and mortgage finance markets, real estate professionals, professional sales people, and homeowners. The newsletters are Real Estate Trends, Real Estates Page, and The Sales Update. Full archives for each newsletter are available here under the “Newsletters” on the main page of my [...]
The current market conditions for a renter looking to buy a home have never been better. So why aren’t renters waiting in line to buy now? Well, some renters are not buying because they do not want the costs and work associated with home ownership. But many more renters want to buy but just aren’t [...]
